You passed your driver’s test and are ready to hit the open road on your own. Before you can go out and conquer that road to freedom, you are going to need insurance to protect yourself. Your insurance can also protect people you get into an accident with, if that accident happens to be your fault. Getting that first car insurance card is exciting, but there are a few things new drivers should keep in mind before they start calling agencies.
Talk To Your Parents
Sometimes the new car insurance Anaheim drivers are looking for has been right under their noses the whole time. If you are a teen who is just getting started, then talk to your parents about adding you to their policy as an additional driver, and adding your car as well. In exchange, you can pay the difference between the bill before and after you were added to it. That difference is usually less expensive than starting an entirely new policy on your own.
Shop For The Best Deal
While it is always a good idea for anyone to shop around for the best auto insurance deal, it is especially good for new drivers. Many insurance companies do not advertise their new driver specials, but they do have them. Your rate will depend on factors such as your age and the type of car you will be driving, but you can always save money by hunting around to find the company that is willing to give a new driver a chance.
Remember To Ask About Discounts
Another pricing aspect insurance companies do not advertise is their discounts. Some companies will offer you a lower rate if you had a good report card last semester, while others will drop your premium if you put a security system in your car. When you talk to agents about your first insurance policy, remember to get the full list of discounts that are available for you to use.
Getting behind the wheel of your own car for the first time is exciting, but it is also a tremendous responsibility. To help you handle that responsibility, you need to make sure that you get the best possible auto insurance for your situation.Read More